An Exploration with Technology Acceptance Modelling intohow PSD2 Could Improve User Interactions in Personal Finance

Edward Barber

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Abstract

A two-fold study attempting to perceive the possible innovations possible thanks to the upcoming Payment Services Directive II using a newly extended adaptation of the Technology Acceptance Model with an aspect of Social Intention, the SITAM.The research successfully highlights the legislation's consequential opportunities, and crafts a multi-banking application with price comparison integration with high user intention to install, lending itself to being developed into a full public release in the future. The SITAM meanwhile gives a new approach to planning and developing software to theoretically maximise adoption at every stage of the lifecycle, offering a contemporary method of categorising survey participants into innovation groups in order to treat feedback differently to match the target market.
Original languageEnglish
Place of PublicationBath, U. K.
PublisherDepartment of Computer Science, University of Bath
Number of pages129
Publication statusPublished - May 2017

Publication series

NameDepartment of Computer Science Technical Report Series
ISSN (Electronic)1740-9497

Bibliographical note

Supervised by Fabio Nemetz

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